Pay by card number
No issuer netbanking logins — enter the credit card number and the outstanding amount, then pay from one app.
Service
Credit Card Bill Payment Online — All Major Banks
Paying a credit card bill late means interest on every fresh swipe plus a late fee — and a dented credit score if it repeats. UBT Pay clears credit card bills for HDFC, SBI Card, Axis, ICICI, IDFC FIRST and other major issuers using just the card number. Pay the total or minimum amount due from your wallet or the payment gateway, before the due date, and get a numbered receipt with the bank's transaction reference.
Why use UBT Pay for credit card bill payment
All major issuers
HDFC Bank, SBI Card, Axis Bank, ICICI Bank, IDFC FIRST and more share the same catalogue and the same receipt system.
Beat the due date, not the bank queue
Payments are credited within the issuer's normal window, and reminders make sure the bill is cleared days early, not hours late.
No interest spiral
Clearing the statement on time keeps interest and late fees off your next bill and protects your credit score history.
How to pay a credit card bill online
- Open UBT Pay and choose Credit Card from the services list.
- Select your issuer — HDFC Bank, SBI Card, Axis Bank, ICICI Bank and more.
- Enter your credit card number and the amount you want to pay.
- Pay from your UBT Pay wallet or the payment gateway.
- Save the card for one-tap payments next statement cycle.
Card issuers supported
Credit card bills can be paid for India's major issuers, including:
- HDFC Bank credit cards
- SBI Card
- Axis Bank credit cards
- ICICI Bank credit cards
- IDFC FIRST Bank credit cards
- More issuers joining regularly
Built-in tools for credit card bill payment
Saved cards per wallet holder
Store each card once — yours, your spouse's, your business card — and clear every statement from one wallet balance.
Due-date reminders
Add a monthly reminder per card so the bill is paid days before the due date, not discovered in a penalty email.
Full or minimum, your call
Enter any amount from the minimum due to the full statement — the receipt records exactly what you paid and when.
Cashback on bill payments
Credit card bill payments earn category cashback credited to your wallet as soon as the issuer confirms the transaction.
Credit Card Bill Payment — FAQs
How do I pay my credit card bill online on UBT Pay?
Choose Credit Card, select your issuer, enter the card number and the amount, then pay from your wallet or the payment gateway. The receipt carries the bank's transaction reference.
Which credit cards can I pay on UBT Pay?
HDFC Bank, SBI Card, Axis Bank, ICICI Bank, IDFC FIRST Bank and other major issuers are in the verified catalogue, with more added regularly.
How long does a credit card payment take to reflect?
Issuers typically credit bill payments within their standard processing window — usually the same or next working day. Keep the receipt until the amount shows in your statement.
Can I pay the minimum amount due instead of the full bill?
Yes, you can pay any amount. Remember that paying only the minimum usually triggers interest on the remaining balance — clearing the full statement avoids it.
Can I pay someone else's credit card bill?
Yes. Enter any card number, or save family cards with nicknames so household statements clear from one wallet every month.