Premium fetch by policy number
See the exact premium, billing period and due date pulled live from the insurer before any money moves.
Service
Pay Insurance Premium Online — Life, Health & Vehicle
A lapsed insurance policy is the most expensive kind of forgetting — health covers pause, vehicle insurance becomes illegal and life policies can need reinstatement. UBT Pay fetches your premium due by policy number for life, health, term, car and bike insurance, shows the exact amount and due date, and lets you renew from your wallet or the payment gateway with a numbered receipt the moment the insurer confirms.
Why use UBT Pay for insurance premium payment
Life, health and motor in one place
LIC-style life policies, health insurers and motor renewals sit in a single catalogue — no juggling insurer portals.
Renew before the grace period
Reminders fire days before the due date, so no-policy-lapse surprises and no last-minute portal queues.
Receipts for claims and tax
Numbered PDF receipts with the insurer's reference are ready for claim paperwork, HR reimbursements and Section 80C/80D records.
How to pay an insurance premium online
- Open UBT Pay and choose Insurance from the services list.
- Select your insurer — life, health, term or motor insurers are all listed.
- Enter your policy number and fetch the premium due.
- Check the amount and due date, then pay from your wallet or the payment gateway.
- Download the receipt and set a renewal reminder for the next premium.
Insurers supported
The insurance catalogue covers life, health and general insurers whose premiums can be paid digitally, including:
- LIC of India premiums
- Health insurers (Star Health, Care, Niva Bupa and more)
- Car & bike insurance renewals
- Term & endowment policy premiums
- More insurers joining the catalogue
Built-in tools for insurance premium payment
Family policies, one wallet
Save your policy and your parents' LIC or health plan with nicknames, and renew both from a single wallet balance.
Renewal reminders
Set a reminder per policy and UBT Pay notifies you days before the premium due date — grace periods are for emergencies, not plans.
Autopay for annual policies
Annual health and term premiums recur on a fixed date — turn on auto-pay and the wallet clears them with a notification and receipt.
Cashback on premiums
Insurance premium payments earn category cashback credited to your wallet as soon as the insurer confirms the payment.
Insurance Premium Payment — FAQs
How do I pay my LIC premium online on UBT Pay?
Choose Insurance, select the insurer, enter your policy number and fetch the premium due. Pay from your wallet or the payment gateway and download the receipt instantly.
Can I renew car or bike insurance online?
Yes. Motor insurance renewals are in the same flow — fetch the renewal premium by policy details, pay and keep the receipt as proof of valid insurance.
What if my policy has already entered the grace period?
Most insurers accept payment within the grace period without losing benefits. Fetch the premium — the amount we show is the insurer's current due, including any late charges the insurer applies.
Do I get a receipt for insurance premium payment?
Yes. Every payment produces a numbered PDF receipt with the transaction reference insurers and accountants recognise, downloadable from wallet history.